Vision

Vision benefits you can see clearly

We’ve partnered with VSP^® Vision Care to extend vision coverage beyond the basics, giving groups and members the coverage they need.

Get Beam Benefits

What to expect

Exams and lenses covered every 12 months

Frames covered every 12 or 24 months

Access to a broad network of vision providers across the country (115,000+ access points^∮), searchable with the VSP^® Find a Provider tool

Plan options to meet the specific needs of groups both large and small

Plan features

Annual eye exams

We keep our copay at $10, meaning that’s all a member owes at the optometrist’s office for an annual eye exam.

Lenses at no cost to members

When a member sees the optometrist for their annual eye exam, new lenses will be fully covered.

Frames or contact lens allowance

When visiting an in-network provider, members get up to $200 in frame or contact lens allowances every 12 or 24 months, plus 20% off any additional amount.¹

Low materials copay

When purchasing new frames or contact lenses, members will owe an affordable, predictable materials fee of just $10-$25, depending on their plan.

Access to top vision providers

Our partnership with VSP^® Vision Care grants member access to 41,000+ providers across the US.

Additional savings and services

We offer two-year vision rate guarantees, meaning groups and members get the same high-quality benefits without spending more.

Standard plan options

Beam offers multiple plans to meet your group’s needs.

Standard plan options

VSP^® Choice

Plan 1

VSP^® Choice

Plan 2

VSP^® Choice

Plan 3

VSP^® Choice

Plan 4

VSP^® Choice

Plan 5

VSP^® Choice

Plan 6

Annual exam

($10 copay)

Lenses or contacts every 12 months

Frames

24 mos.

12 mos.

24 mos.

12 mos.

Materials copay

$25

$10

$25

In-network annual allowances

$150

$200

$175

$130

Includes anti-reflective and scratch-resistant coating

Coverage for real life

These examples illustrate how members have benefitted from Beam’s vision plans.

Member

Annual eye exam

Chris is visiting an in-network optometrist for an eye exam, which costs $100. Because Chris has a Beam vision plan with a copay of just $10, that’s all Chris will owe at the time of their visit. Chris’ Beam plan will pay the remaining $90.

Eye exam cost

$100

In-network copay and Chris’ total out-of-pocket cost

Chris pays

$10

Beam covers remaining cost

Plan pays

$90

Member

Buying new frames

Alex just found the cat-eye glasses of their dreams, and they cost $210. Alex’s Beam vision plan covers $200 for frames from an in-network provider with an additional 20% off the remaining balance in excess of $200. Plus, Alex’s plan comes with lenses covered every 12 months. With lenses covered in full, all they owe for their new glasses is $8.

With Beam vision coverage, here’s what that means for Alex:

Lenses

Covered by Beam plan

Frames

$210

Beam covers in-network frames allowance

Plan pays:

$200

Remaining balance

$10

20% off remaining balance after in-network allowance is applied

Plan pays: