Broad network of dentists across the country (400,000+ access points¶), searchable with our Find a Dentist tool.
Covered cleanings, preventive care, and diagnostics for members§
Tailored plans to cover both small and large groups, from just 2+ employees
Smart toothbrush that rewards groups for consistent brushing habits
Beam Perks program that allows members to earn and redeem points≅ for brush heads, floss, and gift cards from their favorite brands
Eligible members receive our smart Beam Brush that syncs with the Beam App to track brushing habits
Members earn points to redeem in our Beam shop for dental products and gift cards
Group discounts at renewal† based on member brushing habits
Standard plan features
The most frequent procedures that help maintain your oral health are considered preventive, and they’re typically fully covered by your Beam plan.
Sealants or fluoride treatments for children
In most situations, as a Beam member, you’ll pay $0 out-of-pocket for preventive care. Why does Beam cover this type of care? Because these services are critical to keeping your mouth—and the rest of you—healthy.
The PPO fee schedule states that the total allowable cost for the dental crown is $800 before Beam coverage is applied, automatically reducing the total cost by $600.
Nic has not yet paid his $50 deductible this year, so they will owe $50 toward the allowable cost, leaving the balance at $750.
Altogether, if Nic goes to the in-network dentist for the dental crown, they will owe $425 ($50 deductible + $375 remaining balance).
The UCR for this dentist to complete a dental crown is $1,300 and the allowable amount is 90% of that ($1,170).
Because this dentist is out-of-network and has not negotiated rates with Beam, Nic is responsible for the difference between the dental crown cost and the allowable amount, which, in this case, is $230.
Nic owes the $50 deductible toward the allowable amount ($1,170), leaving a balance of $1,120.
Although this dentist is OON, Nic’s Beam plan will cover the procedure at 50% coinsurance, applied to this remaining balance.
Nic’s total out-of-pocket cost will be $840 ($230 difference between cost and allowable amount + $50 deductible + remaining 50% balance).
PPO fee schedule
90th UCR fee schedule1
Provider is responsible
Member is responsible
Choosing Beam. Business ABC chooses Beam as their dental benefits provider with a plan fully customized to their team’s needs.
Digital access. The broker and the Business ABC admin team receive email access to Beam’s digital implementation tool.
Rapid implementation. The HR admin team at Business ABC gain access to Lighthouse, Beam’s self-service portal for quick enrollments and easy plan management.
Up and running. Within 5 days, Business ABC’s dental plan is implemented and their employees are fully covered.
Education and support. Beam helps Business ABC educate their employees about the value of their benefits at enrollment and offers ongoing support.
Easy plan administration. Business ABC’s admin team uses Lighthouse for simple, ongoing plan management, like adding and dropping employees, accessing invoices, and verifying plan information.
Perks and rewards. Enrolled employees are earning reward points for consistent habits, redeemable for products in the Beam store and gift cards for their favorite brands.
Group discount. Business ABC may be eligible for a discount at renewal based on their employees’ consistent brushing habits.