Your clients deserve tailored benefits
We pair intuitive technology with knowledgeable support to create custom employee benefits packages that offer exactly what your clients need.
Give your clients exactly what they need. Simple.
Self-service online tools with the info you need in one place
Rapid group implementation
Support from real people when you need it
Perks* that incentivize your clients to prioritize preventive care
Innovative quoting process for customized plans## and competitive pricing
Straightforward yet comprehensive products that clients can easily understand
Employee benefits plans for your groups
Read more about our ancillary employee benefits plans.
Dental
Vision
Life
Disability
Accident
Hospital
Indemnity
Perks for your clients. Wellness for all.
Beam rewards consistent wellness habits. Groups can earn plan discounts, and members can redeem points≅ in the Beam shop.
Digital underwriting for fast, customized quotes.
Submit an RFP and get tailored, competitive plan pricing. Right away.
Start a conversation with Beam
Manage plans in one bright place
Try Lighthouse, your one-stop portal for plan administration and education.
Actual coverage and costs may vary. Check your dental plan to see what services may be covered.
To comply with federal privacy laws and to ensure the protection of our members, any communication that may include protected health information must be sent through an secure channel. Please use an a secure method when responding to this email.
SmartPremium savings is not available for Brush Bucks plans
Members must be eligible and opt into Beam Perks™.
For informational purposes only and not intended to be relied on as complete information, or to be construed as tax, legal, investment or medical advice. This is not a sale of or an offer to purchase a benefits plan from Beam.
Broker focused add: For more information on benefits plans contact quotes@beambenefits.com.
Member focused add: For more information about your benefits plan contact support@beambenefits.com.
Members can still request a physical insurance card if preferred by calling Beam Success at 1 (800) 648-1179
Please see plan documents for services that are considered Preventive and Diagnostic.
Access points based on data provided by VSP for the VSP Choice Network as of March 2022.
Access points are comprised of the following networks; Dental Benefit Providers (DBP), Careington, DenteMax Plus, Connection Dental First Dental Health, and Beam Direct.
There is no discount associated with the bundling of products.
Added value services are additional benefits offered by VSP and not included in the insurance benefit plan.
20% discount is an additional benefit offered by VSP and not included in the insurance benefit plan.
Members earn 10 points for each brushing event synced with the Beam App lasting at least 2 minutes. Each member can earn a max of 20 points per day for 1 morning and 1 evening brushing event. Brushing events occurring between 4:01AM & 4:00PM count as a morning brushing event and brushing events occurring between 4:01PM & 4:00AM counts as an evening brushing event. Events with a duration less than 2 minutes will not be eligible for reward points. The duration requirement is for a single event or is not the sum of multiple brushing events
Beam Perks™ is a voluntary program. The information provided under this program is for general informational purposes only and is not intended to be nor should be construed as medical advice. You should consult with an appropriate health care professional to determine what may be right for you. Rewards may be taxable. You should consult with an appropriate tax professional to determine if you have any tax obligations from receiving rewards under this program. If any fraudulent activity is detected (e.g., misrepresented brushing activity), you may be suspended and/or terminated from the program. If you are unable to meet a standard related to health factor to receive a reward under this program, you might qualify for an opportunity to receive the reward by different means. Contact us at 1 (800) 648-1179 and we will work with you (and, if necessary, your doctor) to find another way for you to earn the same reward. Availability and rewards may be limited due to incentive limits under applicable law. See https://www.beambenefits.com/legal/beam-perks-terms-and-conditions for full program Terms and Conditions.
At this time, Beam’s AI-powered underwriting tools are used to generate group rates for dental and vision plans only.
Commission customization dependent on state. NY excluded.
Orthodontic coverage is available for an additional cost
Due to new partnerships, our provider network has grown by approximately 25% to offer over 400,000 access points.