We're now Beam Benefits! 🎉

Member resources

Find your Member ID and view your plan information.

Access and manage plan info, quote history, enrollment, billing, and commission statements.

Manage your group’s enrollment, member IDs, billing, and renewal status.

Access eligibility info, check claim status, and see claim history.

New users

Email to register for an account.

Your clients deserve tailored benefits.

We pair intuitive technology with knowledgeable support to create custom employee benefits packages that offer exactly what your clients need.

Beam is different

Give your clients exactly what they need. Simple.

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Self-service online tools with the info you need in one place

Rapid group implementation

Support from real people when you need it

Perks* that incentivize your clients to prioritize preventive care

Innovative quoting process for customized plans^## and competitive pricing

Straightforward yet comprehensive products that clients can easily understand

What we offer

Employee benefits plans for your groups.

Read more about our ancillary employee benefits plans.

Dental

Vision

Life

Disability

Accident

Hospital
Indemnity

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Beam Perks

Perks for your clients. Wellness for all.

Beam rewardsconsistent wellness habits. Groups can earn plan discounts, and members can redeem points^≅ in the Beam shop.

Digital quoting

Digital underwriting for fast, customized quotes.

Submit an RFP and get tailored, competitive plan pricing. Right away.

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Simple rates

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Competitive rates

Contact Beam

Start a conversation with Beam.

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Lighthouse

Manage plans in one bright place.

Try Lighthouse, your one-stop portal for plan administration and education.

Broker portal login

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Dental and vision insurance products underwritten by National Guardian Life Insurance Company (NGL), Madison, WI, marketed by Beam Insurance Services LLC. Dental policy form series numbers NDNGRP 04/06, NDNGRP 2010, and NDNGRP 2020. Dental and vision products underwritten by Nationwide Life Insurance Company, Columbus, OH in NY, DE, ID and LA, UT, OH (effective 4/1/22) and TX (effective 6/1/22). Dental and vision products administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC, in Texas). Vision insurance products underwritten by Vision Service Plan (VSP) in WA. Vision insurance products administered by Vision Service Plan Insurance Company. Vision Policy form series numbers NVIGRP 11-13, NVIGRP 5-07 and NVIGRP 2020. Life insurance product is underwritten by Nationwide Life Insurance Company, Columbus, OH, marketed by Beam Insurance Services LLC and administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC in Texas). Group Short-Term Disability and Long-Term Disability insurance products are underwritten by Nationwide Life Insurance Company, Columbus, OH, marketed by Beam Insurance Services LLC and administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC in Texas). Life, Short-Term Disability, and Long-Term Disability products are not available to members living in Puerto Rico and product availability may vary by state. Program restrictions and exclusions apply. Voluntary Life, Accident and Hospital only Indemnity insurance products are underwritten by Nationwide Life Insurance Company, Columbus, OH, marketed by Beam Insurance Services LLC and administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC in Texas).

National Guardian Life Insurance Company, Madison, WI, is not affiliated with The Guardian Life Insurance Company of America, a.k.a. The Guardian, or Guardian Life.

DHMO dental product available in CA, underwritten and administered by California Dental Network, marketed by Beam Insurance Services LLC. Beam Perks™ and Beam Perks™ rewards program not available for DHMO product members.

*Beam Perks™ is provided by Beam Perks LLC. Eligible members age 4 and up at the time of enrollment are eligible to receive Beam Perks™ and must select their Beam Brush color within 45 days of enrollment to participate. If you do not have a mobile device you can obtain Beam Perks™ by contacting Customer Operations at 1.800.648.1179. Beam Perks™ can be obtained separately without the purchase of an insurance product by visiting perks.beam.dental. Beam Perks™ may be changed at any time without notice and is subject to availability. See perks.beam.dental for Terms and Conditions.

##Pricing customization may vary based on plan and state specific limitations.

#Beam Perks™ is a voluntary program. The information provided under this program is for general informational purposes only and is not intended to be nor should be construed as medical advice. You should consult with an appropriate health care professional to determine what may be right for you. Rewards may be taxable. You should consult with an appropriate tax professional to determine if you have any tax obligations from receiving rewards under this program. If any fraudulent activity is detected (e.g., misrepresented brushing activity), you may be suspended and/or terminated from the program. If you are unable to meet a standard related to health factor to receive a reward under this program, you might qualify for an opportunity to receive the reward by different means. Contact us at 1 (800) 648-1179 and we will work with you (and, if necessary, your doctor) to find another way for you to earn the same reward. Availability and rewards may be limited due to incentive limits under applicable law. See https://resources.beam.dental/content/perks-terms-and-conditions for full program Terms and Conditions.

≅Members earn 10 points for each brushing event synced with the Beam App lasting at least 2 minutes. Each member can earn a max of 20 points per day for 1 morning and 1 evening brushing event. Brushing events occurring between 4:01AM & 4:00PM count as a morning brushing event and brushing events occurring between 4:01PM & 4:00AM counts as an evening brushing event. Events with a duration less than 2 minutes will not be eligible for reward points. The duration requirement is for a single event or is not the sum of multiple brushing events

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