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Unlock success with simpler, smarter benefits

Revolutionize your employee benefits experience — robust coverage, intuitive technology, and reliable support.

Join thousands of brokers, and discover the ease of working with Beam.

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What we offer

Your one-stop shop for ancillary benefits

Beam offers a full suite of ancillary benefits that are easy to understand, easy to implement, and even easier to use.

Our partnerships

Revolutionizing the benefits experience

Our partnerships empower us to shape the future of employee benefits. We have a robust network of technology partners who play a pivotal role in enhancing each step of the benefits experience.

From cutting-edge quoting platforms to innovative solutions that streamline benefits administration, we’re simplifying the tech tools brokers use and revolutionizing benefits for businesses and their employees.

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Broker Referral Program

Spread the word about Beam Benefits

Refer a broker to Beam Benefits. If they complete an introductory call with us, we’ll give you both a $50 Amazon gift card.** It’s that easy!

Referral program applies to dental product only.

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Digital quoting

Digital underwriting for fast, customized quotes.

Submit an RFP and get tailored, competitive plan pricing. Right away.

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Simple rates
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Competitive rates
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Start a conversation with Beam

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**

Dental and vision insurance products underwritten by National Guardian Life Insurance Company (NGL), Madison, WI, marketed by Beam Insurance Services LLC (Beam Benefits Insurance Services LLC, in CA). Dental policy form number NDNGRP 2020 and vision policy form number NVIGRP 2020. Dental and vision products underwritten by Nationwide Life Insurance Company, Columbus, OH in NY, DE, ID, LA, UT, OH, TX, NM, and NV (vision only). Dental coverage applicable to policy form GDTL AO L20, or state equivalent and vision policy form GVIS AO L20, or state equivalent. Dental and vision products administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC, in Texas). Vision insurance products underwritten by Vision Service Plan (VSP) in WA. Vision insurance products administered by Vision Service Plan Insurance Company. Life insurance product is underwritten by Nationwide Life Insurance Company, Columbus, OH, marketed by Beam Insurance Services LLC (Beam Benefits Insurance Services LLC, in CA) and administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC in Texas). Life and AD&D coverage applicable to policy form GLIF AO L20, or state equivalent. Life product is not available to members living in Puerto Rico and product availability may vary by state. Program restrictions and exclusions apply. Accident, Hospital only Indemnity, and Critical Illness insurance products are underwritten by Nationwide Life Insurance Company, Columbus, OH, marketed by Beam Insurance Services LLC (Beam Benefits Insurance Services LLC, in CA) and administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC in Texas). Accident coverage applicable to policy form GCAS AO L20, or state equivalent, Hospital policy form GHOI AO L20, or state equivalent and Critical Illness policy form GCI AO L20, or state equivalent. Products not available in all states.

THIS IS AN EXCEPTED BENEFITS POLICY. IT PROVIDES COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICES SPECIFIED IN THE POLICY.


National Guardian Life Insurance Company, Madison, WI, is not affiliated with The Guardian Life Insurance Company of America, a.k.a. The Guardian, or Guardian Life.


Nationwide and Beam Insurance Services LLC are separate and non-affiliated companies.


National Guardian Life Insurance Company, Two East Gilman, Madison, Wisconsin 53703


Nationwide Life Insurance Company, One Nationwide Plaza, Columbus, OH 43215


Vision Service Plan Insurance Company, 3333 Quality Drive Rancho Cordova, CA 95670

**

Referral program applicable to dental product referrals only. To be eligible for the $50 Amazon e-gift card, you must submit referrals through the following webpage https://www.beambenefits.com/broker-referral. You may submit multiple referrals through this form. The email addresses provided on the referral form are the email addresses that we will be sending the $50 Amazon e-gift cards. The referring broker can only get one $50 e-gift card per new intro call. Both you and the person that you refer to Beam must provide group dental benefits to clients where Beam sells insurance. Beam Benefits may suspend or terminate the Referral Program or the ability to participate in it at any time for any reason. We reserve the right to withhold payment if we notice any activity that we believe is abusive, fraudulent, or in violation of the Referral Program rules. We reserve the right to review and investigate all referral activities and to modify  referrals in our sole discretion as deemed fair and appropriate. The scope, variety, and type of services and products that you may obtain by participating in the Referral Program can change at any time. The personal information collected, processed, and used as part of the Referral Program will be used in accordance with Beam Benefits Privacy Policy, which is available for your review at https://www.beambenefits.com/privacy.

Contact Beam

Start a conversation with Beam.

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To access your digital insurance card:
  • Log in to your Beam account
  • Click “Plan info”
  • Select your option on the right to print or view your card. You can also request a physical card.
Please use the provider portal for 24/7 access to patient eligibility information. You can also call us at 800-648-1179 and select “1" to use our virtual agent fax back option.
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Want to talk over the phone?
Give us a call at 1-800-648-1179.