We're now Beam Benefits! 🎉

Find your Member ID and view your plan information.

Access and manage plan info, quote history, enrollment, billing, and commission statements.

Manage your group’s enrollment, member IDs, billing, and renewal status.

Access eligibility info, check claim status, and see claim history.

New users

Email to register for an account.

Brighter benefits for a bolder workforce

Clear information. Quality coverage. Easy access.

Our benefits cover exactly what you need—and more.

Find a dentist Find a vision provider

Your benefits

Expect more from your benefits

Make the most of your benefits with easy online access, clear information, and help from real people when you need it.

girl explaining the processes to you

What to expect as a Beam member

Dental, vision, life, disability, accident, hospital indemnity, and critical illness to protect you during all of life’s twists and turns

Plans that are easy to understand and even easier to use

Online access to your member info, coverage details, and other plan information 24/7

Real support from a team of real people when you need it

An online Find a Provider tool to help you get excellent care and save on out-of-pocket costs

Rewards^# for consistent wellness habits through our Beam Perks* program

Man and woman happy while woman rides a bike

Beam Perks

Your wellness is rewarding

Beam members can earn rewards for consistent wellness habits. Earn products from the Beam shop and gift cards from your favorite brands.

Visit an in-network provider and save

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Your coverage questions answered

Submit a claim

Typically, your provider will file a claim with us directly. If you need to file a claim or talk about an existing claim, we’re here to help.

Call us at (800) 648-1179

Press 1 for member support. You'll be asked for your 10-digit Beam ID (on your ID card) and date of birth.

Please Note: Email is not a secure means of transmitting data. Please do not email any information that you consider confidential and/or personal in nature, as email can be susceptible to viewing by parties other than your intended recipient.

Beam shop

Shop Beam and redeem rewards

Beam Brush Head

Beam Brush Head

Travel Sized Beam Paste

Travel Sized Beam Paste 0.85oz

Pro-Strength Teeth Whitening GLO Vials

Pro-Strength Teeth Whitening GLO Vials 3 PACK

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Dental and vision insurance products underwritten by National Guardian Life Insurance Company (NGL), Madison, WI, marketed by Beam Insurance Services LLC (Beam Benefits Insurance Services LLC, in CA). Dental policy form number NDNGRP 2020. Dental and vision products underwritten by Nationwide Life Insurance Company, Columbus, OH in NY, DE, ID, LA, UT, OH, TX and NM. Dental and vision products administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC, in Texas). Vision insurance products underwritten by Vision Service Plan (VSP) in WA. Vision insurance products administered by Vision Service Plan Insurance Company. Vision Policy form number NVIGRP 2020. Life insurance product is underwritten by Nationwide Life Insurance Company, Columbus, OH, marketed by Beam Insurance Services LLC (Beam Benefits Insurance Services LLC, in CA) and administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC in Texas). Group Short-Term Disability and Long-Term Disability insurance products are underwritten by Nationwide Life Insurance Company, Columbus, OH, marketed by Beam Insurance Services LLC (Beam Benefits Insurance Services LLC, in CA) and administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC in Texas). Life, Short-Term Disability, and Long-Term Disability products are not available to members living in Puerto Rico and product availability may vary by state. Program restrictions and exclusions apply. Accident, Hospital only Indemnity, and Critical Illness (effective 5/1/23) insurance products are underwritten by Nationwide Life Insurance Company, Columbus, OH, marketed by Beam Insurance Services LLC (Beam Benefits Insurance Services LLC, in CA) and administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC in Texas). Products not available in all states.

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National Guardian Life Insurance Company, Madison, WI, is not affiliated with The Guardian Life Insurance Company of America, a.k.a. The Guardian, or Guardian Life.

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Nationwide and Beam Insurance Services LLC are separate and a non-affiliated companies.

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National Guardian Life Insurance Company, Two East Gilman, Madison, Wisconsin 53703

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Nationwide Life Insurance Company, One Nationwide Plaza, Columbus, OH 43215

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Vision Service Plan Insurance Company, 3333 Quality Drive Rancho Cordova, CA 95670

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DHMO dental product available in CA, underwritten and administered by California Dental Network, marketed by Beam Insurance Services LLC. Beam Perks™ and Beam Perks rewards program not available for DHMO product members.

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Beam Perks™ is provided by Beam Perks LLC. Eligible members age 4 and up at the time of enrollment are eligible to receive Beam Perks™ and must select their Beam Brush color within 45 days of enrollment to participate. If you do not have a mobile device you can obtain Beam Perks™ by contacting Customer Operations at 1.800.648.1179. Beam Perks™ can be obtained separately without the purchase of an insurance product by visiting perks.beam.dental. Beam Perks™ may be changed at anytime without notice and is subject to availability. See https://www.beambenefits.com/legal/beam-perks-terms-and-conditions for Terms and Conditions.

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Beam Perks™ is a voluntary program. The information provided under this program is for general informational purposes only and is not intended to be nor should be construed as medical advice. You should consult with an appropriate health care professional to determine what may be right for you. Rewards may be taxable. You should consult with an appropriate tax professional to determine if you have any tax obligations from receiving rewards under this program. If any fraudulent activity is detected (e.g., misrepresented brushing activity), you may be suspended and/or terminated from the program. If you are unable to meet a standard related to health factor to receive a reward under this program, you might qualify for an opportunity to receive the reward by different means. Contact us at 1 (800) 648-1179 and we will work with you (and, if necessary, your doctor) to find another way for you to earn the same reward. Availability and rewards may be limited due to incentive limits under applicable law. See https://www.beambenefits.com/legal/beam-perks-terms-and-conditions for full program Terms and Conditions.

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Want to talk over the phone?
Give us a call at 1-800-648-1179.