Introducing Beam Disability powered by The Hartford. 🎉

Find your Member ID and view your plan information.

Access and manage plan info, quote history, enrollment, billing, and commission statements.

Manage your group’s enrollment, member IDs, billing, and renewal status.

Access eligibility info, check claim status, and see claim history.

New users

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New rates & more choices

Discover employee benefits at a great value in Florida

Simpler, smarter dental benefits in Florida

New competitive pricing and more coverage options on our dental plans — exclusive  to businesses with 50 employees or less in the Sunshine State. Help your clients save money on their dental plans with better rates and customized benefits, including  10 new plan designs with 1,000+ combinations to give you every option possible.

Members can access nearly 10,000 dental professionals in Florida^¶
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Rapid implementation and group setup with no waiting period for members

Rapid implementation

Beam Perks* program for member rewards^#
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We make brushing
more rewarding

With Beam Perks, members receive the Beam Brush smart toothbrush that encourages healthy habits with wellness-connected rewards that can be redeemed for toothpaste, floss, and even gift cards to top brands.

Get a dental quote

Beam Brush Heads

Smarter benefits for
today’s workforce

Our great rates and tailored plans don’t stop with dental coverage. Beam is proud to offer small businesses across Florida a full portfolio of ancillary benefits to meet your clients' needs.

Hospital indemnity

Critical illness

Hospital indemnity

Critical illness

Hospital indemnity

Beam Benefits is the kind of company you enjoy partnering with. They make the benefits simple to quote, enroll, and service a group. Their sales representatives are the best in the business.

Bob B.

Broker

With Beam Benefits, there’s no question about the simplicity of its benefits plans and technology that’s made the experience quite pleasant. I think people expect that now–our employees certainly do! And what I’ve found in my tenure is that the benefits space cannot always meet that expectation.

Amy K.

Group Admin

I think I'm obsessed with Beam products now! I love that the Beam Brush is electronic and has a two-minute timer so that you know you’re brushing your teeth adequately. I also like that the Beam Benefits mobile app tracks your brushing habits so you can see how well you're doing to earn rewards.

Amanda T.

Member

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Dental and vision insurance products underwritten by National Guardian Life Insurance Company (NGL), Madison, WI, marketed by Beam Insurance Services LLC (Beam Benefits Insurance Services LLC, in CA). Dental policy form number NDNGRP 2020 and vision policy form number NVIGRP 2020. Dental and vision products underwritten by Nationwide Life Insurance Company, Columbus, OH in NY, DE, ID, LA, UT, OH, TX, NM, and NV (vision only). Dental coverage applicable to policy form GDTL AO L20, or state equivalent and vision policy form GVIS AO L20, or state equivalent. Dental and vision products administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC, in Texas). Vision insurance products underwritten by Vision Service Plan (VSP) in WA. Vision insurance products administered by Vision Service Plan Insurance Company. Life insurance product is underwritten by Nationwide Life Insurance Company, Columbus, OH, marketed by Beam Insurance Services LLC (Beam Benefits Insurance Services LLC, in CA) and administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC in Texas). Life and AD&D coverage applicable to policy form GLIF AO L20, or state equivalent. Life product is not available to members living in Puerto Rico and product availability may vary by state. Program restrictions and exclusions apply. Accident, Hospital only Indemnity, and Critical Illness insurance products are underwritten by Nationwide Life Insurance Company, Columbus, OH, marketed by Beam Insurance Services LLC (Beam Benefits Insurance Services LLC, in CA) and administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC in Texas). Accident coverage applicable to policy form GCAS AO L20, or state equivalent, Hospital policy form GHOI AO L20, or state equivalent and Critical Illness policy form GCI AO L20, or state equivalent. Products not available in all states.

National Guardian Life Insurance Company, Madison, WI, is not affiliated with The Guardian Life Insurance Company of America, a.k.a. The Guardian, or Guardian Life.

Nationwide and Beam Insurance Services LLC are separate and non-affiliated companies.

National Guardian Life Insurance Company, Two East Gilman, Madison, Wisconsin 53703

Nationwide Life Insurance Company, One Nationwide Plaza, Columbus, OH 43215

Vision Service Plan Insurance Company, 3333 Quality Drive Rancho Cordova, CA 95670

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Beam Perks™ is provided by Beam Perks LLC. Eligible members age 4 and up at the time of enrollment are eligible to receive Beam Perks™ and must select their Beam Brush color within 45 days of enrollment to participate. If you do not have a mobile device you can obtain Beam Perks™ by contacting Customer Operations at 1-800-648-1179. Beam Perks™ can be obtained separately without the purchase of an insurance product by visiting perks.beambenefits.com. Beam Perks™ may be changed at anytime without notice and is subject to availability. See https://www.beambenefits.com/legal/beam-perks-terms-and-conditions for Terms and Conditions.

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Beam Perks™ is a voluntary program. The information provided under this program is for general informational purposes only and is not intended to be nor should be construed as medical advice. You should consult with an appropriate health care professional to determine what may be right for you. Rewards may be taxable. You should consult with an appropriate tax professional to determine if you have any tax obligations from receiving rewards under this program. If any fraudulent activity is detected (e.g., misrepresented brushing activity), you may be suspended and/or terminated from the program. If you are unable to meet a standard related to health factor to receive a reward under this program, you might qualify for an opportunity to receive the reward by different means. Contact us at 1-800-648-1179 and we will work with you (and, if necessary, your doctor) to find another way for you to earn the same reward. Availability and rewards may be limited due to incentive limits under applicable law. See https://www.beambenefits.com/legal/beam-perks-terms-and-conditions for full program Terms and Conditions.

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Access points and providers based on data comprised of the following networks as of November 2022; Dental Benefit Providers (DBP), Careington, DenteMax Plus, Connection Dental, Maverest, First Dental Health, and Beam Direct.