Save more clients
time and money
Your clients like introductory benefits rates, so wouldn’t it be nice to guarantee the same rate beyond the first year? With the 2-Year Rate Guarantee|| from Beam Benefits, groups can take advantage of today’s rates on dental and vision coverage and enjoy peace of mind knowing their rate will not change for up to two years.
Our 2-Year Rate Guarantee now covers more employers, available to groups with 10-499 eligible employees who quote with Beam now through June 30, 2023, with an effective date between April 1, 2023, and September 1, 2023.
Here’s how the 2-Year Rate Guarantee works:
Client enrolls with Beam Benefits
Mid-contract open enrollment for your clients, their rates stay the same
Client has their first renewal with Beam
Take advantage of Beam’s 2-Year Rate Guarantee. Simply fill out the form below and one of our representatives will be in touch with you shortly.
2-year rate guarantee only applies to new dental and vision quotes.
Simpler, smarter benefits for today’s workforce
Beam Benefits takes a modern approach to delivering simplified, robust benefits plans. We provide our members with self-service tools, wellness-connected incentives, and helpful support for an experience unlike any other.

Innovative quoting process for customized plans## and competitive pricing
Access to a national network of dental and vision providers (500,000+ access points¶ and 115,000+ vision access points∮)
Rapid implementation with no waiting period for members
Beam Perks* program for group incentives and member rewards#
Terms and conditions
||Terms & Conditions: 2023 Rate Guarantee Program
2-year rate guarantee applies to new dental and vision quotes received between 4/1/2023-6/30/2023 11:59pm EST. To qualify for the promotion, groups must not be currently enrolled with Beam or canceled within the past 12 months and have between 10-499 eligible employees. Groups must have a policy effective date between 4/1/2023-9/1/2023 to qualify for the rate guarantee. Program does not limit the number of quotes received or number of brokers within the same brokerage that may participate.
2-year rate guarantee promotion, in Florida and Washington, applies to new dental and vision quotes received between 4/1/2023-6/30/2023 11:59pm EST. To qualify for the promotion, groups must not be currently enrolled with Beam or canceled within the past 12 months and have between 51-499 eligible employees. Groups must have a policy effective date between 4/1/2023-9/1/2023 to qualify for the rate guarantee. Program does not limit the number of quotes received or number of brokers within the same brokerage that may participate.
Valid in all states in which Beam sells insurance. Rate is subject to change during rate guarantee period due to State or Federal law changes. Beam Benefits may suspend or terminate this offer at any time for any reason. Each rate guarantee is separate and independent from commission. Applies to single employer groups only.
To be eligible for qualification and payment, the broker must be appropriately licensed and appointed and comply with all applicable laws and regulations, including, without limitation, those that apply to disclosure of compensation.
Quotes received through Gusto, Rippling and Allstate Benefits (National General) do not qualify for this promotion. Shelf rated plans excluded from this promotion. Please check with your Beam representative to see if you're eligible. The personal information collected, processed and used as part of the promotion will be used in accordance with Beam Dental's Privacy Policy, which is available for your review at https://www.beambenefits.com/legal/privacy-policy.
Time frame and details
Years 1 and 2: Beam will have an open enrollment period between years 1 and 2, the rates will remain the same.